Every year there is at least one instance of FUD regarding USDT and USDC, and the main reason for enduring it is that it does not affect users' funds, and also because of the safety of their own funds. The last major crisis was probably during the Silicon Valley Bank collapse, where USDC had approximately 7% exposure in Silicon Valley Bank, causing the biggest crisis since its establishment.

Sufficient collateral has become the standard for stablecoins, while transparency is the most important safety belt for stablecoins. The wild era of stablecoins is over; only those that are transparent, compliant, and responsive can survive long in the market. Recently, USD1 itself has received a lot of attention due to high subsidies, and becoming more transparent is a good thing.

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