YZi Labs officially announces strategic investment in TermMax and its inclusion in the YZi Labs incubation program EASY Residency. Here’s why YZi Labs chose this direction: DeFi has been doing lending for so many years, but what’s truly been missing is the fixed-rate market. Right now, most on-chain lending still operates on floating rates, making it hard to lock in future financing costs. TermMax brings something unique to the table, filling the gap in DeFi’s fixed-rate market: integrating fixed-rate financing, tokenized U.S. stocks, and options into one system. What we need to watch next is whether they can truly build around tokenized stocks, fixed-rate lending, and options. If they can, RWA (Real World Assets) won’t just be about putting stocks on-chain—it’ll gradually grow into a complete financial market. That’s when DeFi will finally have the chance to develop bonds, interest rate derivatives, and more structured products. And this is exactly the direction YZi Labs has been missing!