**[Bybit RWA Earn Expands Product Line, Adds nOPAL Focused on Brazilian Credit Card Receivables Income]** Foresight News reports that Bybit's institutional-grade real-world asset yield platform, RWA Earn (Bybit RWA Wealth Management), has launched the new nOPAL product, further expanding its institutional business and product portfolio. nOPAL is built on Brazilian credit card receivables, managed by BlackOpal Finance, and deployed on the open finance platform Plume. nOPAL's income is derived from the price difference generated when Brazilian merchants sell future credit card receivables at a discount. After settlement through Visa and Mastercard networks, the discounted portion is converted into investor returns. The product uses institutional-grade non-deliverable forward contracts to hedge against fluctuations in the Brazilian Real (BRL) to US Dollar (USD) exchange rate, with returns distributed in USD. Additionally, it includes a dedicated liquidity reserve to support redemptions. As of August 2026, nOPAL's 30-day rolling yield is approximately 12%, with a total locked value exceeding $70 million. Since November 2025, the strategy has recorded zero defaults and zero credit losses. The product has received an investment-grade risk rating from Cicada Partners and has secured over $300 million in institutional committed funds. Subscriptions and redemptions for Bybit RWA Earn's nOPAL are denominated in USDC, with a minimum investment amount of 500 USDC. No subscription or redemption fees are charged. Additionally, to celebrate the launch of nOPAL, eligible users will enjoy an additional promotional annualized rate of up to +5% on top of the underlying product yield.