📊 DATA: A Dallas Fed model suggests a 10% rise in deposit rate sensitivity could cut banks’ duration-risk appetite by ~$700B. The implication: AI-directed, instant-moving deposits could push banks toward pricier funding—raising borrowing costs downstream. https://cryptoslate.com/smart-ai-deposits-could-soon-force-banks-to-raise-loan-rates-for-everyday-borrowers/(CryptoSlate)