Circle CEO: What real-world financial problems can stablecoins solve first? On August 19, 2026, Circle CEO Jeremy Allaire (@jerallaire) shared during a live AMA on the earnings report that stablecoins are transitioning from the digital asset market to real-world finance. They are already being used for operating capital, collateral, settlements, and payments. With the tokenization of real-world assets, stablecoins are also starting to support savings, investments, and cross-border payments, and are being utilized by businesses, fintech companies, and banks for cross-border settlements. He believes stablecoins are already addressing real-world financial needs at scale and will continue to expand into more application scenarios with the development of smart agents and programmable money. Source: Circle