Light Loan or Flexible Borrowing? Light Loan: Borrow with peace of mind—no need to manage the Loan-to-Value (LTV) ratio during the initial loan term. Perfect for users who prefer a simple borrowing experience. Flexible Borrowing: More flexibility in borrowing—supports a wider range of collateral and borrowable assets. Ideal for users with diverse borrowing needs. Check out the key differences at a glance and find the borrowing product that suits you best