**[Bybit Launches Second Phase of RLUSD Holding-to-Earn Program]** Foresight News reports that Bybit has launched the second phase of its RLUSD holding-to-earn program, supported by Ripple. Users can earn dual rewards in RLUSD and XRP simultaneously. This phase features a "zero-threshold" design, meaning users do not need to stake, lock up, or subscribe. Simply holding at least 1 RLUSD in their account will automatically generate daily earnings. The base annualized yield is 3.5% (RLUSD), with an additional XRP bonus of up to 9%, for a total of up to 12.5%. The longer the holding period, the higher the XRP multiplier: holding for 90 consecutive days qualifies for a 2x multiplier, with a maximum annualized yield of 21.5%. Rewards are calculated based on the minimum daily holding amount across 24 snapshots and are automatically distributed to the funding wallet at 14:00 daily. Note that if holdings drop to zero, the multiplier resets immediately. The program takes effect on August 19 at 18:00, and participants must complete Level 1 identity verification.