From what I currently understand, Malaysia's CIMB is one of the few banks that can directly use Swiss Francs for this type of financing. However, there are requirements for opening an account—ordinary foreigners can't just walk into the bank with a passport and open an account. According to CIMB's current public rules, foreign nationals usually need a corresponding Malaysian identity or relationship to open an account, such as a work visa. Alternatively, foreigners need to have assets like deposits, investments, or designated insurance totaling 250,000 MYR to qualify for account opening. After opening an account, if you want to proceed with Swiss Franc financing, you'll need to go through credit approval. This includes factors like asset size, collateral, loan-to-value ratio, client relationship, and the credit limit the bank is willing to offer. Generally speaking, this type of Swiss Franc loan is closer to a financing tool within the wealth management or private banking system.