The average annual interest rate in the credit card industry is 21.47%. Trump wants to push it down to 10%, but banks are against it. The chances of it passing this year are only 10%. Institutional predictions: Stablecoin annual payment volume will hit $1.6 trillion in 2024 and soar to $56.6 trillion by 2030. Bullish on USDC breaking through, and here’s why: 1. The first to secure dual compliance licenses in both the U.S. and EU, with 1:1 fully-backed reserves and monthly disclosures. 2. USDT is stuck due to its registration in El Salvador, forcing them to launch a new token to meet compliance requirements. 3. Meta directly chose USDC for creator payments, giving USDC another distribution channel. USDC’s market cap share is about 28%, but its trading volume share has already exceeded 60%. In 2025, it processed $4.5 trillion in transactions for the entire year, while in just the first half of 2026, it already processed $5.3 trillion—a 140% increase compared to 2025. Circle said something very straightforward during an investor call: Big institutions won’t use Tether; they use USDC. The rest, you can figure out. base: 0x833589fcd6edb6e08f4c7c32d4f71b54bda02913 binancecoin: native