E-commerce Operational Advance RWA Platform Dow Protocol Completes $10.5 Million Seed Round Financing, MH Ventures, Mapleblock Capital, and Animoca Brands Participate

BlockBeats News, August 7, according to official sources, the e-commerce operational advance RWA platform Dow Protocol announced the completion of a $10.5 million Seed round financing, co-led by MH Ventures and Mapleblock Capital, with participation from Animoca Brands, Arcane Group, Hashkey Chain, Essentia Partners, and Quartet Group. Dow Protocol targets merchants on leading global e-commerce platforms, providing operational funding advances based on their sales receivables and real operational data. Its underlying asset service provider system is embedded into mainstream e-commerce platforms, enabling direct access to merchants' raw operational data for credit assessment and risk control. Additionally, through partnerships with platforms, repayments are directly deducted from the platform side without passing through merchants' accounts, effectively mitigating repayment risks at the source and establishing an industry-leading collection mechanism. On the funding side, Dow Protocol leverages the instant settlement capabilities of stablecoins to compress the traditionally lengthy loan disbursement process to as fast as same-day funding. For the operational funding market, which is highly sensitive to cash flow, the speed of disbursement itself is a value proposition, making businesses willing to pay a premium for this efficiency. At the same time, Dow Protocol introduces a new on-chain native logic for operational advances, enabling advance terms to be executed in a highly granular and programmable manner, thereby reconstructing the underlying operational logic of supply chain finance. Dow Protocol positions itself as a universal PayFi RWA advance protocol for e-commerce, with a framework that can be extended to meet supply chain financing needs in various scenarios, including e-commerce, dining, payments, gaming, and AI computing power.