OK's RLUSD offers 10% APY for the first 2,000U, lasting one month. Base APY is 3.5%, VIP gets 4.1%, same as USDG. Also supports loop lending operations, but with the current spread and fees, it still feels pretty expensive—doesn't seem worth it for loop lending. Entry and exit are done through spot trading, not as many options as USDG had back then. Suggestion: Ripple should increase subsidies, don't be so stingy.