I once read about DiDi's development history—so down-to-earth. It's no surprise they figured out this new model. Chinese people are amazing at turning ideas into reality, taking on the toughest jobs but doing them quickly and well. Drivers save their earnings into DiDi Cuenta, passengers pay fares with DiDi Pay, and even AliExpress payments can go directly into the account. BYD and Chery electric car installments can also be handled through DiDi Préstamos. DiDi is no longer just a ride-hailing company; it's truly becoming the 'digital wallet + credit gateway' for the grassroots people in Latin America.