Most on-chain loans work the same way: you borrow a fixed amount and pay interest on all of it, even if you only use a small part. That’s inefficient for borrowers and leaves a lot of capital sitting idle. Clearpool’s Credit Vaults switch to a revolving model: •borrow only what you actually need •repay anytime •unused funds get deployed automatically • lenders earn from both usage and idle periods A simpler, more practical structure for institutional credit. Happy to see some real innovation from CPOOL.(𝗰𝘆𝗰𝗹𝗼𝗽)