[Chainlink Founder: DeFi Has Reached 30% of Mass Adoption, Could Reach 100% Within Four Years with Clear Regulations] According to Cointelegraph, Chainlink co-founder Sergey Nazarov stated that DeFi has currently completed approximately 30% of the mass adoption process. If regulations and legislation become clear, it could reach 100% (full adoption) within four years. He noted that the regulatory stance in the United States may trigger a global chain reaction and predicted that by 2030, DeFi and traditional finance will form comparable charts in terms of capital distribution. Currently, the TVL of DeFi lending protocols has grown by over 72% this year, reaching $127 billion.