Recently, there has been a surge in stablecoins, especially those that promise high interest rates, resulting in direct "shedding". The problem now is how to put the U in hand, ensuring both safety and relatively high interest rates. I'm afraid of being locked up when it comes to financial management, and I'm afraid of being caught off guard when it comes to DeFi. It's even more frustrating to just keep it idle. You can take a look at Binance's BFUSD, which can earn profits without delaying your opening of positions for trading. The most intuitive is that BFUSD comes with its own returns. The recent annualization rate is around 4% to 7%, which is considered a rare high-yield among current products. The average annualized rate over the past 30 days has also been around 4.5%, which is not considered violent but stable. What's even more comfortable is that it doesn't require any lock up. As long as you hold BFUSD, the daily rewards will be deposited into your account and can be exchanged back into USDT at any time when needed. But the most impressive feature of BFUSD is not its returns, but its' capital efficiency '. In the past, when we were doing financial management, once money was locked into the product, it couldn't be moved. The returns were returns, and trading was trading, both of which constrained each other. BFUSD directly reverses this logic: in a unified account or joint margin mode, the collateral to value ratio is close to 99.9%, and you can not only receive annualization with it, but also use it as full margin to open contracts. This means that if you have $1000 BFUSD, you can do two things at the same time: On one hand, receive a daily income of 4% to 7%; Continue to use this $1000 for trading. Having no idle funds is like having the same amount of money do two jobs at the same time. If you are a Portfolio Margin user, BFUSD can also be used as collateral for borrowing directly; VIP quotas are also supported, allowing players to fully utilize their gaming space. Regarding security, many people's first reaction is: Will profitable stablecoins become unanchored? The mechanism of BFUSD is a 1:1 fixed index price, with Delta hedging (spot long+contract short) by Binance official to lock in value, not an on chain algorithm stablecoin, and without FUD risk. You use it as a margin, and the system always calculates at a 1:1 ratio, so there is no problem of collateral diving and causing liquidation. Moreover, there will be an additional+5% APR promotion from November to December, which, along with the original earnings, means that within a limited time, the current account will be directly transformed into "high interest live money management". This benefit is prepared for the first 1 million BFUSD positions, the earlier the exchange, the more cost-effective it will be. If you hold u waiting for an opportunity, you can consider switching to BFUSD to earn relatively lucrative returns and avoid idleness If you are a contract user, you can enjoy interest without affecting contract trading, killing two birds with one stone. Binance