Recently, there have been more and more cases of losing money on new token launches, and I don’t dare to randomly deposit into DeFi anymore. If Q1 turns bearish, where should all the USDC go after clearing out altcoins? Those 4-5% annual yields I used to look down on, like Binance’s RWUSD (4.2%) and institutional-grade RWA yields from platforms like Plume, might actually be good options. Nest is the flagship institutional-grade RWA protocol in the @PlumeNetwork ecosystem, and it recently launched an incentive system called PNP (Plume Nest Points). ◦ Duration: Active until March 2026 ◦ Reward assets: 1% of PLUME tokens, currently valued at ~4.84M ◦ Update frequency: Points updated daily ◦ Supported assets: pUSD on Plume mainnet, USDC on Ethereum mainnet, USDT on Plasma mainnet ◦ Participating vaults: Mainly these three—nWISDOM (https://app.nest.credit/vaults/nest-wisdom-vault), nALPHA (https://app.nest.credit/vaults/nest-alpha-vault), and nBASIS (https://app.nest.credit/vaults/nest-basis-vault). Rewards are calculated by combining the base annual yield + PNP incentive annual yield. You can check the specific numbers on the Nest official website via the links above. Remember to DYOR~ The newest addition, nWISDOM, is backed by WisdomTree, which manages $100 billion in assets. This institution has deployed 14 tokenized funds on Plume.