[Jing Xiandong: AI and Blockchain Will Reshape Financial Services, Driving Global Payments and Value Exchange] Jing Xiandong, Chairman of Ant Group, stated at Hong Kong Fintech Week 2025 that artificial intelligence and blockchain will profoundly transform financial services. Jing Xiandong pointed out that the financial services industry is data-rich and language-intensive, and in the future, it may be possible to assign an AI-powered account manager to each customer, providing personalized and low-cost advice. This represents a short-term change driven by AI technology. He also mentioned that blockchain-driven tokenization can convert assets into on-chain tokens, enabling transparent and trustworthy transactions across institutions and markets, thereby enhancing the efficiency of real-time global payments and settlements. This will shift financial services from speculation to value exchange and attract more regulated innovation and institutional participation.