✍️ Share a mine with a clear airdrop and no shortage of people: TermMax Follow smart money, and the results are often not too bad. I am currently researching @ TermMaxFi, which is a multi chain decentralized fixed rate lending platform that has raised 7 million yuan. HashKey Capital, LongLing Capital, and other institutions have participated and received support from BSC Interactive. The reason for paying attention to this project is that institutions such as MEV Capital and LP have deployed funds to TermMax, and there is almost no discussion about TermMax in the Chinese section. Generally speaking, these institutional LPs have high market sensitivity and high requirements for capital utilization. Since they entered TermMax in large numbers when no one was interested, it indirectly indicates that TermMax has something. In the past few days, I have delved into TermMax and summarized the following key points for reference: ① The core members come from traditional financial institutions such as Deutsche Bank and are preparing to bring the mature Web2 financial infrastructure to Web3 ② Claiming to be the only project in the DeFi arena that specializes in fixed rate lending, it adopts a three token architecture (FT, XT, GT) that modularizes yield rights, leverage rights, and liquidation risks ③ Integrated with the Pendle ecosystem, supporting over 50 PT markets, allowing users to engage in PT leverage, lending, and multiple income combinations at fixed interest rates ④ The Web3 asset management security platform DeFiSafety has a PQR score of 93% for TermMax, which is on the same level as Aave V3 and has received BSC interactive support ⑤ TVL has just surpassed 40 million, with very few participating addresses. It can be inferred that early users were mainly institutional LPs, and retail investors have not yet entered the market Overall, TermMax has innovated in the lending industry and has the potential to become a dark horse. There are many leading miners, and we can look forward to future airdrop returns. The official XP system has just been launched, with a clear airdrop of 6%. Users earn XP by checking in, saving money, and borrowing every day. Sharing a data, a new account can earn 300 XP by checking in for 1 day, ranking 680 on the entire network, which shows how early this mine is. I have stored 1000U of trial water in my large account. Next, I am preparing to lay out a batch of low-income accounts and insist on signing in, hoping to have meat. For those interested in self-defense, the steps to participate are as follows: ① Click on the link to bind the wallet: https://app.termmax.ts.finance?ref=YYYGA8 ② Daily check-in volume of 300 XP, it is recommended to use BSC or ARB, which will consume gas ③ Deposit USDT, BNB and other assets, weighted by 30x points, earn 30000 XP per 1000U day ④ As a Lender lending asset, earn FT with 15x points weighted, earning 15000 XP per 1000U day ⑤ Borrowing assets as Borroe earns GT, 2x points weighted, earning 2000 XP per 1000U day ⑥ Invite friends to participate and earn 10% of their total XP For more details, please refer to the official document: https://blog.ts.finance/xp-system/ DeFi Fixed Rate TermMax