I have seen many discussions on how to achieve 10% of 10 million RMB per year, and have developed a Gezhi version mainly using options and low-risk products. 💰 10 million RMB (1.5 million USD) Stable Encryption Configuration Plan Coincidentally, a friend asked about the encryption allocation of large amounts of funds and shared a relatively stable idea that is suitable for investors who pursue stable returns. 🎯 Core strategy: Dual wheel drive, risk diversification Total funds: 10 million RMB (approximately 1.5 million USD) Configuration 1: Silver Fern BTC Volatility Arbitrage (60%: 900000 USD) This is the currency standard strategy that I highly recommend: -Annualized return: 15.16% (currency based, after fees) -Sharpe rate: 1.33 (one-year period) -Historical maximum drawdown: 4.66% (July of last year) Core Logic: Capture volatility risk premium by selling options and hedging with Delta. Simply put, the IV of the cryptocurrency market is higher than the actual volatility for a long time, and the strategy is to accept this price difference lying down. The key point is here: this is the currency standard return! -15.16% is the increase in your BTC quantity -Combined with the rise in BTC prices, the total returns are even more terrifying -Perfectly aligned with the logic of hoarders, a tool to combat inflation Key advantages: ✅ Currency based appreciation, dual source of income ✅ Controllable historical drawdown and excellent risk management ✅ Matrixport custody ensures secure fund security ✅ Special account custody is available for amounts over 5 million US dollars Configuration 2: Bitfinex USD lending (40%: $600000) This is the stable cash flow strategy I have been using for over a year: -Historical annualization: 20%+(before 2024) -Current annualization: 10-12% (market situation in 2025) -Risk level: extremely low Core Logic: This is not a platform subsidy game, but lending and collecting interest to leveraged spot traders. You are the bank of the casino, providing funds to gamblers but not participating in betting, only charging fixed interest. The market has demand, you have funds, it's as simple as collecting money while lying down. Key advantages: ✅ Real market demand, non subsidy income ✅ Valuation in US dollars, with no risk of currency price fluctuations ✅ Gezhi automatic tool, freeing hands ✅ Daily interest settlement, stable cash flow 🎲 Why is it configured like this? 1. Complementary risks -Silver Fern: Coin Standard, Enjoying BTC Rising Dividend -Bitfinex: US Dollar Standard, Avoiding Currency Price Volatility Risks 2. Stable income -Both strategies are market neutral -Not dependent on directional judgment -Clear and sustainable sources of income 3. Liquidity balance -Silver fern is relatively locked in, but its returns are stable -Bitfinex offers rolling investments and good flexibility 📊 Expected income calculation Calculated based on 12 months: -Silver fern section: 900000 x 15.16%=136000 US dollars (currency standard) -Bitfinex section: 600000 x 11%=66000 USD -Basic income: 202000 US dollars But the key is here! Silver Fern's $136000 is an increase in the number of coins. If BTC rises another 50%: -Actual income: 136000 x 15000+66000=270000 USD -Potential annualization: 18%+ This is the charm of the currency standard strategy: the combination of dual benefits! ⚠️ Risk statement 1. Platform risk: Any centralized platform carries the risk of bankruptcy 2. Strategic risk: may face unexpected pullback in extreme market conditions 3. Liquidity risk: Some funds may have a lock up period 🚀 Implementation suggestion 1. Build warehouses in batches: Do not all in at once, build warehouses in 2-3 months 2. Dynamic adjustment: Adjust the ratio of two strategies based on market conditions 3. Regular review: Review the configuration performance once every quarter The core idea of this configuration is to use professional tools to earn deterministic money. Not chasing hot topics and not playing with contracts is like steadily taking the risk premium given by the market. For large funds, a stable 15-20% annualized return is far more practical than pursuing sudden wealth. --- *Disclaimer: The above is only a personal investment idea sharing and does not constitute investment advice. Investment carries risks, and caution is necessary when entering the market. * Friends who want to learn more details can search for "OKXGLVoptionsCN" on TG Telegram for communication.