Recently, I have been reading Duan Yongping's quotes and reflecting on areas that can be optimized. Duan Yongping and Buffett have similar investment styles, and one of the most touching words is: 'Life only needs to be rich once.' There are many people who make big money in a short period of time, with the dividends of the times and the element of luck. But dividends are not always there, how to hold onto wealth in order to stay rich all the time. So recently when I was looking for a place to invest in stablecoins, I found that BeraChain's Infrared @ InfraedFinance is a great place to invest. Prepare to place a portion of USDT in Infrared to ensure stable profitability, and the remaining USDT will not be depleted. one ️⃣ introduce Infrared is BeraChain's liquidity pledge agreement, which has received investments from Yzi Labs and Framework Ventures. As of now, Xiong Chain's TVL is 1.5 B, while Infrared Finance's TVL is 1.3 B, accounting for more than half of the entire Xiong Chain's TVL. It is the Defi protocol with the largest lock up amount in BeraChain. Currently, Infrared has not yet issued coins, and it is expected to issue coins in Q3. The Infrared Point points system has now been launched, and airdrops are likely to distribute tokens based on the number of points earned. So in Infrared Wealth Management, you can eat two with one fish, not only can you receive dividends, but you can also get an airdrop from Infrared. two ️⃣ There are several ways to earn Infrared points: 1) Pledge and provide liquidity for the treasury 2) Pledge iBGT 3) Pledge BERA for iBERA At present, iBERA does not have an official channel for withdrawal, but it can be sold through DEX trading. three ️⃣ playing method Share a few good financial management methods that I have seen 1) Low risk 1.1rUSD-HONEY RUSD is a stablecoin launched by Reservoir. The risk point is that rUSD may have the risk of anchor detachment. HONEY is the stablecoin of BeraChain. Annualized at 14%, Point 1X 1.2rUSD/USDT0 USDT0 is a multi chain version of USDT, so the risk is still acceptable. Annualized 13.46%, Point 1X 2) Radical Strategy 2.1 Pledge BERA, exchange for iBERA, pledge in Infrared vaults. The risk is: Bera's price falling 2.2WBERA-iBERA Annualized 66% Point 1.5x 2.3 Half pledged in the BERA iBGT mining pool (200% APR) and half shorted in Hyperliquid. You can eat at an annualized rate of 200%, Point 2X， There is also a fee rate for short selling funds. At present, iBGT cannot be accurately hedged by short selling compared to higher premiums. Compared to other ecosystems, Infrared's stablecoins should have higher financial returns. Some wealth management channels I have noticed: Coinbase's USDC APR 10%, Unichain USDC/USDT0 APR 10.5% Compared to other protocols of Bear Chain, Infrared also has an advantage. Infrared is the highest rated project in Bear Chain TVL, with more voting rights and the highest amount of bribery reward BGT investment received. four ️⃣ summarize It is best to bring some profits to the casino to maintain profitability. The best way for NEETs like me is to use some of my stablecoins for financial management. In terms of financial choices, Infrared is a better choice, and there are also many strategies to choose from. Brothers, keep your money, you only need to be rich once in life. In a bull market, it is important to attack, but more importantly, learn to defend.