The grooming is over. Coinbase raises USDC reward rate: the first $100000 can enjoy an annualized return of 12% According to official information, Coinbase announced that starting from May 1, 2025, the first $100000 USDC balance in Perpetual's investment portfolio will enjoy an annualized rate of return (APY) of 12%, with any excess calculated at the current benchmark interest rate of 4.1%. This adjustment applies to Coinbase Advanced