Black and red are also red "is a fundamental law that communication studies cannot break. The existing Bitget VOXEL contract risk control events, as well as the Huma shell P2P questioning and team member elitist arrogance response events, have triggered a 12 level public opinion storm on X. If the parties involved handle them properly, it is often beneficial for them to convert their attention resources into user growth and turn FUD into FOMO. Taking the Huma event, which is already in settlement status, as an example, let's observe the PR event - growth data 📊 The mapping relationship between: --After questioning Huma on April 13th, Feng Wuxiang triggered a public opinion crisis, resulting in a 3-day downward trend in Huma's daily recharge numbers. --After responding to doubts in Space on April 15th, Richard, the founder of Huma, quelled the public opinion crisis, and the daily recharge volume of Huma turned the tide and fell 📉 To increase 📈， Three days after the incident, an average of 2274 new people were added, an increase of+58% compared to the previous level. As of now, 18865 independent users have recharged 18990576 in the Huma2.0 permissionless pool, leaving only~1M of the $20M allocated quota for this period. Up to 63% of users who have already recharged choose the MAXI model to sacrifice the opportunity cost of stable returns and obtain the critical hit multiple of the airdrop value of Huma's native token. Of course, the prerequisite for converting FUD into FOMO is the robustness of the fundamentals and the credibility of the team. In the case of Huma, the solid logic of its PayFi business is the catalyst for achieving the magical transformation mentioned above. Huma, with cross-border transfer, lending, and short-term financing tokenization as its core business, has an organic business structure consisting of on chain and off chain components. The minimalist lifecycle of Huma's business structure is as follows: Huma USDC Fund Pool ➡️ Credit Swiss compliant entity Arf ➡️ Short term loans to cross-border transfer institutions in developed economies ➡️ Repay with interest to Arf ➡️ Huma recovers principal and interest At present, Huma's cross-border transfer lending and short-term financing business has been running for 30 months and is in good condition. Lend 2B, receive 2B, only one bad debt of $20k. The capital turnover rate is x3.61 per month. In summary, Huma utilizes Solana USDC to accelerate the short-term lending cycle of cross-border transfers and maximize the time value of extracting currency, which is the core essence of Lily Liu's PayFi narrative. @humafinance @DrPayFi