🧐 Binance launches LDUSDT, where "returns" and "transactions" no longer conflict. LDUSDT is restructuring the efficiency paradigm of cryptocurrency assets Binance recently announced the launch of its second "yield margin asset" - LDUSDT: Enable users to continue enjoying passive benefits while engaging in contract transactions. What is LDUSDT? What is the difference between BFUSD and BFUSD? What kind of people are worth participating in? Here is an in-depth analysis of LDUSDT: one ️⃣ What is LDUSDT? LDUSDT's product positioning: dual function asset! LDUSDT is a "yield margin asset" launched by Binance specifically designed for futures trading. It is linked to the value of USDT, but its main function is to serve as a margin asset for futures trading, while providing real-time annualized rate of return (APR). The official special reminder is that it is not a stablecoin. Users can exchange their USDT simple income elastic product assets for LDUSDT. Users can convert their participation in Binance's Simple Earn current product USDT into LDUSDT as margin for futures trading, while continuing to enjoy passive returns similar to Simple Earn. Moreover, Binance allows users to use LDUSDT as margin for perpetual contracts (U-local contracts); Equivalent to being able to serve as trading margin while also earning profits, this design breaks the traditional trade-off between "returns" and "trading liquidity", allowing users' assets to have both "low-risk returns" and "liquidity" simultaneously; two ️⃣ Core features: 1) Dual function: LDUSDT can be used as contract margin while continuing to earn passive returns. 2) Real time earnings: APR is calculated in real-time, currently around 1.5%, ensuring that earnings are always positive. 3) Flexible Conversion: Users can convert LDUSDT back to USDT flexible products in "Simple Earn" at any time. 4) Usage restriction: LDUSDT can currently only be used as margin for contract accounts or converted back into USDT flexible products in "Simple Earn", and does not support withdrawals or other uses at the moment. three ️⃣ Why choose LDUSDT? The design concept of LDUSDT is to improve capital efficiency, eliminating the need for users to choose between earning passive returns and maintaining liquidity. By converting USDT to LDUSDT, users can continue to earn profits while participating in contract trading. Jeff Li, Vice President of Binance Products, said, "LDUSDT improves users' capital efficiency by allowing them to use assets to earn rewards and serve as liquid trading margin, while retaining the flexibility to redeploy capital at any time four ️⃣ Precautions for using LDUSDT: 1) Usage restrictions: LDUSDT can currently only be used as margin for contract accounts or converted back into USDT flexible products in "Simple Earn", and does not support withdrawals or other purposes at the moment. 2) Profit fluctuation: APR is calculated in real-time and may fluctuate based on market conditions. 3) Redemption Delay: Redemption delays may occur in situations of extreme market volatility, network latency, or a large number of simultaneous redemption requests. five ️⃣ What is the difference between BFUSD and BFUSD—— BFUSD returns are generated through more complex strategies, including delta hedging (arbitrage between spot and futures markets), future funding fees, and staking rewards. The yield (APY) may be higher, but the volatility is also greater, making it suitable for users who are willing to accept higher complexity and risk. LDUSDT is an innovative asset designed by Binance for the mass market, which seamlessly integrates with Simple Earn to achieve a perfect combination of passive returns and futures trading. Its core advantages lie in simplicity, low risk, and high flexibility, making it suitable for retail users who want to balance wealth management and trading. BFUSD is more inclined towards the professional market, relying on complex hedging and staking strategies to provide higher potential returns for advanced traders, but the operational threshold and risk are also correspondingly higher. Both have their own focuses on revenue sources, functional design, applicable scenarios, and user experience, which together reflect Binance's diversified strategy in the field of encrypted finance. For users, choosing which product depends on their personal risk preferences, trading experience, and fund management needs. Conclusion—— The launch of LDUSDT is another forward-looking innovation in Binance's product structure: Binance has taken a new level in the stablecoin market: LDUSDT provides users with higher capital utilization efficiency. By converting USDT to LDUSDT, users can continue to receive passive returns while participating in contract trading. It not only improves the liquidity and utilization efficiency of assets, but also represents the integration and reconstruction of traditional DeFi revenue mechanisms by CeFi platform: dynamic optimal allocation of funds can be achieved without the tedious operation of "redemption redeployment". At present, the market is at a cyclical node where both risk appetite and return expectations are reshaping. LDUSDT provides contract users with a new approach of "seeking victory while maintaining stability", and also offers a non compromising path for more investors who pursue returns and flexibility. The next stage of asset competition is not about profitability, but about the composite efficiency of profitability, flexibility, and user experience. And LDUSDT is the beginning of this direction.