This early morning, Binance dropped a bombshell that shook the entire financial sector—officially launching the bStocks feature. Now when you log into Binance, you can trade top US stocks like NVIDIA and Tesla 24/7 any time with your stablecoin (USDT)!
Inspired by this super positive news, even though the market is still stagnating, BNB directly defied the trend early morning, breaking through $605!
(The illustration shows AiCoin member data analysis display)
This left many new entrants and beginners in stock trading confused: “Wait a minute, didn’t Binance just introduce a feature for directly trading US stocks on the APP? Why is there now a bStocks? Aren’t these two redundant? What’s the difference, and how should I choose?”
Don’t worry, today we will use the official first-hand announcement and explain it clearly in simple terms!
1. What exactly is this bStocks?
Many people have heard of “stock tokens” in the past, but they all failed spectacularly because those were “shanzhai internal market”—the platform just posted US stock prices, and what you bought inside was actually “air certificates.” If the platform went out of business, you’d be left with nothing.
But Binance this time offers a legitimate, fully compliant RWA (Real World Asset) product:
True 1:1 physical backing: When you buy 1 share of bStocks, Binance’s associated company (BTECH) will actually hold 1 share of real US stock for you in a regulated professional custody institution. Additionally, the official provides publicly verifiable reserve proofs that can be checked at any time, ensuring it’s not air.
24/7 trading, second-level settlement: Previously, the most painful part of buying US stocks for Asian investors was staying up late every day. Now that’s not necessary, bStocks isn’t subject to any trading hour restrictions, allowing non-stop trading. What’s even better is that it completes settlement in just a second, completely saying goodbye to the traditional stock market's “selling stocks today and receiving funds tomorrow” T+1 nonsense.
Minimum investment as low as $5: Previously, buying US stocks required complicated overseas bank account setup and high remittance fees. Now, you just need $5 in your hand; with a click on Binance, you can buy fractional shares of top US stocks.
The first batch of stocks launched is extremely precise: NVIDIA (NVDAB), Tesla (TSLAB), Micron (MUB), SanDisk (SNDKB), Circle (CRCLB), easily switch with USDT!
2. Core question: What’s the difference between directly buying US stocks on the APP vs. on-chain bStocks?
This is the most frequently asked and easily confused question. To put it plainly: they are not competing products but perfect “brothers” that form a great “upstream-downstream relationship”!
- Directly buying US stocks in the APP (direct investment mode): is the upstream. You directly buy and hold traditional US stock assets, which are held in custody by licensed brokers, and your assets are securely kept in your Binance securities account.
- bStocks US stock tokenization (on-chain model): is the downstream. Binance provides a fee-free “gateway” that allows you to instantly 1:1 convert your held US stock to an on-chain token, which you can directly withdraw to your wallet.
Let’s take a look at this latest, clearest comparison chart:
💡 Key highlight: How are dividends paid?
Previously, when we bought stocks and received dividends, we had to wait for the brokers to clear them, which took several days to get cash credited to our accounts.
But bStocks is tailor-made for Web3 players: when relevant companies distribute dividends, you don’t need to do anything; after deducting a 30% US withholding tax, through an on-chain mechanism called “multiples,” the net dividend is automatically converted into stock tokens, and your wallet balance increases directly! Moreover, the crediting time is even faster than traditional investors receiving cash, truly speeding things up!
💡 How should novices choose?
If you’re an ordinary investor who finds it troublesome: If you just want to use your stablecoins to easily buy NVIDIA and Tesla and keep track of their price movements without dealing with wallets and private keys and complexity of Web3 concepts, you should choose [APP direct trading], just like regular stock trading, it’s the easiest.
If you’re a seasoned investor or Web3 player: If you want to store the stocks in your cold wallet after buying, or even treat US stocks as standardized on-chain assets for collateral in various DeFi protocols to maximize fund efficiency, then bStocks is the ultimate tool designed for you. The two can be exchanged 1:1 instantly and with zero exchange fees, offering great flexibility!
3. Profit restructuring: Why did BNB surge after this feature was released?
Today, with a stagnant market, why could BNB break through $605 on its own?
Because the official announcement confirmed: bStocks uses a BEP-677 standard token that incorporates real-world assets (RWA) natively supported, running entirely on the BNB Chain!
This is akin to Binance building a super US stock mall on the BNB Chain highway.
In the future, as long as retail investors transfer US stock tokens to their wallets, transfer on-chain, adjust dividend multiples, or engage in arbitrage through high-frequency trading on-chain, each operation will require BNB as “toll fees (Gas fees)!”
BNB instantly transforms from a simple “exchange platform token” into a “on-chain Nasdaq clearing token” that supports the liquidity of top global traditional assets. When the underlying logic changes, smart money naturally rushes to buy BNB.
Although it sounds exhilarating, as retail investors, we still need to remain clear-headed:
1. Some places cannot participate: The official announcement stated that due to differing regulations in various countries, the products and services mentioned here may not apply to your region (for example, areas with strict compliance like the USA still cannot use it). Be aware of your regional notices when participating.
2. Volatility may increase: US tech stocks (like NVIDIA) are already prone to extreme volatility. Now, combined with the crypto space’s 24/7 instant settlement and relentless spot algorithm trading, intraday price surges and drops may be even more intense, so be sure to manage your position well.
3. It doesn’t mean you are a direct shareholder: The official clearly states that bStocks represent the rights to the securities held by the issuer, not direct ownership of the relevant shares, meaning you don’t directly hold stocks or shares of the listed company. Although backed by real 1:1 custody, in extreme cases, you still bear the systemic risk from custody institutions and clearing firms.
Conclusion
Whether it’s the user-friendly APP for directly buying US stocks or the highly innovative bStocks on-chain token that can be withdrawn to a wallet, Binance has truly taken RWA to a ceiling level, breaking down the barriers for ordinary people to allocate the world’s best assets.
If you don’t have a Binance account yet, click the link below to register and open your account, gaining access to the seamless, instant settlement channel for US stocks, positioning yourself for the next era of financial dividends!
https://jump.do/zh-Hans/xlink-proxy?id=3
(Invitation code: aicoin668, enjoy a 10% commission rebate)
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Risk warning: Investing in US stocks still requires you to bear market risks, regulatory risks, and compliance risks with local laws and regulations (especially foreign exchange controls, offshore investment declarations, etc.)
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