Written by: eric

Translated by: AididiaoJP, Foresigh News

I have always kept a list of crypto businesses that I think can achieve over 100 million dollars in the future.

In the following article, I am going to share a few ideas that no one has done yet, or has not done well, with you.

Some of these are indeed opportunities worth over a hundred million dollars.

These ideas involve payments, AI smart agents, crypto applications for the general public, and also some infrastructure-related aspects.

Let’s get straight to the point.

1. OneKYC (One Verification, Universal Use)

There is an application called OneKYC, which is an idea I have pondered for quite a while.

KYC is one of the most annoying things in the crypto circle. Every time you use a new exchange or new application, you have to re-upload your ID, selfies, and wait for approval.

The idea is very simple.

Users perform a KYC verification in OneKYC. Once approved, they can open a portal that connects to many crypto applications that accept this verification. There’s no need to repeat the process multiple times; by doing it once, they can immediately access many crypto applications.

For users, it feels like a crypto application store. You log in, see which applications are supported, and just click to enter.

From the backend perspective, after the user completes KYC, OneKYC uses compliant methods to transmit the verified identity to partnered platforms and simultaneously opens the accounts.

There are several ways to make money. One is through revenue sharing; if users trade on the partnered exchange and pay fees, you, as a referrer, receive a portion.

Another is charging platforms based on the number of users verified. Many applications already spend money on KYC and user acquisition. Delivering a verified user ready to trade is highly valuable.

Currently, the two biggest headaches for crypto applications are high user acquisition costs and the KYC step discouraging potential users.

OneKYC solves how to bring users in, and directly delivers verified users, effectively resolving two major challenges at once.

I have seen some similar ideas, but they tend to complicate the process.

They insist that users mint an NFT or create some tokens, using them as KYC proof when opening an account, which is even more cumbersome.

The key is to simplify the process to the extreme.

Users just perform KYC once, then access a portal where they can immediately use other applications in the crypto world.

This idea has enormous market potential.

Almost everyone in the crypto circle has done KYC at least once, and nearly everyone finds it bothersome.

Your potential users are essentially everyone in the crypto industry.

If executed properly, this company can easily achieve 100 million dollars.

2. Automated Peer-to-Peer (P2P) Crypto Exchange

This idea already has several competitors, but I still think it is worth mentioning. The opportunity is huge, with real potential to reach hundreds of millions, and it feels like not many people are doing it yet.

Most people are familiar with traditional P2P trading. Many have used platforms like Paxful or P2P groups on Telegram.

The process sounds simple: buyers send money through Cash App, PayPal, or Zelle, and sellers confirm receipt before releasing the cryptocurrency to buyers.

But in practice, it is slow and cumbersome. Fees can often reach 5-10%. Usually, you have to sit in a chat window, manually communicate with the other party, and anxiously wait for the seller's confirmation before the money arrives.

The entire process can take several hours and carries the risk of fraud.

Currently, companies like @peerxyz and @P2Pdotme are using automated processes to eliminate most of the hassles.

They have implemented zero-knowledge technology that allows the platform to verify the money has been sent without revealing either party's private information.

For example, if you want to buy cryptocurrency and pay with Cash App, the seller's coins are initially held on the platform. Once your payment goes through, the system automatically verifies it—no screenshots or repeated communication needed. Once the money is confirmed received, the coins in custody are immediately released to you. The entire process can be completed in one to two minutes.

Interestingly, this has effectively become a cash flow channel that doesn’t require KYC.

What the platform does is match two users. However, if you want to use Cash App or PayPal, you've already gone through verification on those platforms.

You can attract legitimate users who are already verified on those platforms while deterring scammers, as they typically wouldn't want to risk associating their real accounts with shady dealings.

For reference, a platform called Peer did about 20 million in transaction volume in its first year. Even if it grows tenfold this year, I wouldn’t be surprised.

However, this project is not easy to execute.

It requires solid development capabilities, as well as strong promotional skills. You need to attract both buyers and sellers; both sides need sufficient liquidity to function.

But if done well, this is definitely an application that can exceed 100 million.

3. Issuing Cards for AI Agents (Allowing AI to Pay for Itself)

Let’s shift to a completely different perspective. Issuing cards for AI agents will become very popular in the next few years.

There may not be much movement currently. But in a few years, AI agents will be handling payments across various industries you can imagine.

Issuing cards for AI agents is entirely different from traditional card-issuing projects. You must design a set of specific restrictions to ensure these AIs can spend money correctly and not recklessly.

For example:

• There should be built-in protections that only allow the AI to purchase from specified merchants based on its tasks.
• There must be strict budget caps to prevent the AI from overspending.
• There must be strong security measures to prevent anyone from using leading questions to trick the AI into disclosing the card number.

In the future, there will be thousands of companies developing AI agents, and almost all of these companies will need a payment module to finalize transactions. If you can provide this payment module for them, your company has the potential to scale like Stripe, with a hundred million just being a starting point.

This idea is characteristic of a slow burn followed by a rapid explosion.

Currently, the use of AI agents is still minimal. But in the next two to three years, almost every industry will depend on them.

Establish your position now, so when the wave starts, you're ready.

4. Crypto Company Trading Market

In the past year, the crypto landscape has transformed, shifting from conceptual speculation and meme coins to real business ventures.

New banks, cross-border remittances, digital wallets, foundational tools, decentralized exchanges…

These are all companies that can genuinely earn money.

As the circle matures, naturally more people will want to buy a crypto company, and more founders will want to sell theirs.

The problem is that these buy and sell messages are mainly conducted quietly in private. Interested buyers need to ask around through private messages, while founders wishing to sell have to reach out to potential buyers or investment firms one by one.

There isn’t yet a publicly available, organized market specifically for trading crypto-native companies.

Therefore, the idea is to create a trading market for crypto companies where founders can list their businesses, and investors can browse and purchase suitable ones.

This model has already been proven in traditional industries.

For example, @acquiredotcom is thriving in the SaaS (Software as a Service) space, but a similar platform dedicated to crypto companies does not yet exist.

In the future, as the number of crypto companies continues to grow, so will the number of people wanting to sell their companies. Investors will want to systematically find truly good deals rather than exploring blindly.

Currently, there isn't a publicly shared place to find this information.

A reliable trading market for crypto companies must prioritize trust and verification.

It needs to accomplish:

• Verify the authenticity of income
• On-chain proof of income
• Financial data that can withstand audits
• Both buyers and sellers must perform KYC
• Use of escrow for transaction funds

The legal aspects must also keep up.

• What to do about cross-border transfer of companies
• Documentation for share transfers must be standardized
• Complying with regulations in various countries
• Ensuring a smooth handover process

This will certainly be challenging, but the concept itself is very strong because it has already been successfully executed in the traditional domain.

The platform @acquiredotcom earned over 7 million dollars in 2025 just from facilitating transactions.

Their revenue model is straightforward: both buyers and sellers are charged fees.

Buyers wanting to view projects must pay an annual membership fee of around 490 dollars. On top of that, once a transaction occurs, they also have to pay an additional fee of 3-6% of the transaction price to the platform.

Sellers, on the other hand, must pay a success fee of 5-8% after a successful transaction and an ongoing listing fee of 50 to 150 dollars a month to keep their company listed.

Calculating it out, if you facilitate the sale of a company valued at 1 million dollars, you could earn nearly 100,000 dollars.

As the crypto industry continues to develop, someone will inevitably implement this model.

Whoever can become the default platform for crypto company exits will win this race.

5. Lending to Crypto Companies

This idea has a higher barrier to entry and may not be suitable for beginners. It is mainly aimed at founders of new crypto banks, who already understand compliance, risk control, and how to assess risks.

In the past year, many user-friendly crypto banks have emerged.

Sleek applications, usable debit cards, accounts for stablecoin deposits. The next logical step is to develop crypto banks for companies.

Players are already in this space, such as @slashapp, @altitude, and @meow. They provide crypto companies with business accounts and basic banking services.

But I believe the real opportunity is not just opening accounts but lending to them.

For a long time, crypto companies have found it difficult to obtain bank loans like regular companies. Even today, many founders struggle just to open a normal business account, let alone secure a loan.

Most crypto companies cannot access funding unless they seek venture capital (which requires giving up equity).

In contrast, a typical Shopify e-commerce brand can find numerous fintech companies willing to lend based on its revenue streams.

They can borrow money to invest in advertising, hire employees, and stock inventory, and as the business grows, they don’t have to dilute their shares.

But in the crypto world, no one is doing this.

This is precisely the direction in which new crypto banks can evolve. Instead of just issuing cards, consider the risk assessment and lend to those crypto-native companies.

There are already plenty of lending institutions willing to lend you money at around 15% annualized interest, and then you can lend it out at 25-30% annualized interest, profiting from the spread.

Of course, this comes with a whole lot of complications: stringent risk controls, complex risk assessments, various compliance requirements.

But finally, this industry has matured. There are now legitimate, consistently profitable crypto companies. In the upcoming year, it’s likely that those fintech lending institutions will start being willing to lend to the crypto industry.

Final Words

There is a saying that is very important: ideas are not valuable. Many people have good ideas, but what really matters is how to make those ideas happen.