Aave Labs announces the Aave App, introducing a mobile-first savings product that lets users deposit from over 12,000 banks or stablecoins and earn up to 9% APY with interest compounding every second; the app debuts on iOS with an Android rollout and a waitlist open. The product ties yields to the Aave decentralized finance (DeFi) protocol and offers features like Auto Saver, pass‑through KYC boosts, friend‑invite bonuses, and up to $1 million in balance protection.

The app promises on‑demand withdrawals with no notice periods, multi‑channel access, and yield boosts for identity verification, automated deposits, and referrals; rates start at a reported 5% base APY with boosts to 9% and are sourced from Aave’s protocol liquidity, while risk and regulatory treatment vary by jurisdiction. Aave highlights its security track record and recent Stable Finance acquisition to support the consumer rollout and says more product and offering details will be published as the app expands.

Read More: Aave Labs Acquires Stable Finance to Expand Consumer-Focused DeFi Offerings

• How can U.S. users join the Aave App waitlist? — Join the waitlist via the Aave App sign‑up page or Apple App Store listing for early access in the U.S. jurisdiction.
• What yields and protections are available to local users? — Aave App offers a reported base APY around 5% with boosts up to 9% and up to $1 million in balance protection where permitted.
• Which deposit methods does Aave App support for global customers? — The app supports linking over 12,000 banks, debit cards, and stablecoin deposits for users in supported jurisdictions.
• Are withdrawals and access immediate for users in my country? — Withdrawals are advertised as on‑demand, but timing and availability depend on local banking rails and jurisdictional rules.

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