The Hong Kong Monetary Authority in Hong Kong on 3 November 2025 unveils “Fintech 2030” during Hong Kong FinTech Week 2025, setting a DART strategy—Data and Payment Infrastructure, AI2Strategy (Artificial Intelligence x Authorized Institutions), Resilience, and Tokenization—backed by a portfolio of over 40 initiatives and global industry collaboration. The plan includes Project Ensemble, pilots for tokenized government bonds and Exchange Fund papers, and enabling settlements via e‑HKD, tokenized deposits and regulated stablecoins.

Fintech 2030 prioritizes tokenization of real‑world assets to boost liquidity, trade finance and retail remittances while embedding an AI strategy to build shared, finance‑specific models; the HKMA also introduces a fintech cyber certification, real‑time detection systems and post‑quantum readiness. Mr Eddie Yue, HKMA Chief Executive, says, “With a clear focus under the ‘DART’ strategy, let us join hands in reimagining the future of finance,” and the HKMA will roll out Project Ensemble and further industry pilots subject to local rules and cross‑border coordination.

• What is Project Ensemble and where will it run? Project Ensemble is an HKMA pilot for tokenized transactions starting in Hong Kong.
• How does Fintech 2030 address artificial intelligence in Hong Kong? The AI2Strategy promotes responsible A.I. adoption and shared finance‑specific models in Hong Kong.
• Which tokenized assets will the HKMA priorities in Hong Kong? The HKMA prioritizes tokenized government bonds, Exchange Fund papers and real‑world assets in Hong Kong.
• What resilience measures does Fintech 2030 introduce for Hong Kong finance? Fintech 2030 adds a fintech cybersecurity certification, real‑time detection and post‑quantum readiness for Hong Kong.

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