The whole market is not much fun, except for the BSC chain's "riding the horse", the overall liquidity of the market is still very poor. So back to the question of 'how to put money', this topic has always been very poor. Stablecoins solve settlement and liquidity issues, but most of the time they are more like a checking account - easy to use and smooth, but the funds themselves are static. Looking ahead, old school models like DAI have always focused on system security, clearing mechanisms, and excess collateral ratios. It solves the problem of 'whether it can be stabilized', not 'what will happen if money is left behind'. For users, DAI is more like a tool asset and is difficult to understand as a form of savings. Another path is represented by the ENA model: through hedging, re pledging, and structured returns, Although stablecoins have "moved", the cost is higher system complexity and continued dependence on the market environment. The 10.11 Black Swan led to the disconnection of USDE. The second is RWA stable currencies, such as ondo, whose underlying is traditional low-risk assets such as treasury bond and cash, with clear logic and clear compliance path. But from an experiential perspective, it's more like moving TradFi's product structure onto the chain, There often needs to be a trade-off between revenue, liquidity, and usage scenarios, and 'letting go' itself is not the state they focus on serving. It is precisely outside of these paths that we see some new attempts. For example, @ BuckToken introduces off chain deterministic assets through DAO: Buck DAO collectively holds preferred stocks of micro strategies, and the relevant allocation first enters the DAO, and then is distributed to BUCK holders according to the rules. The founder started his business with his real name and was previously a senior executive at Uber (the largest overseas ride hailing app). There is also a video on the official website of http://(buck. io). From the user's perspective, there is no need to lock up or pledge the assets, and they remain available at all times. It should be noted that there is a holding period requirement and rewards cannot be obtained immediately. It's not necessarily it. In the current environment of low liquidity and low-risk preference, the question of "how to put money" needs to break out of the original paradigms and be seriously discussed again.