Due to the rapid market changes in recent months, the fluctuating interest rates for on-chain loans have become quite noticeable. As a result, ListaDAO, the largest lending platform on the BNB chain, recently launched a fixed-rate loan product. Currently, it only supports BTCB, slisBNB, and BNB as collateral, allowing users to borrow lisUSD based on fixed terms and fixed rates. This lisUSD is a stablecoin issued by ListaDAO, ensuring they have full control over it. This means that no matter how volatile the market gets in the next month, the borrowing interest rate for the borrower is locked in at the moment of confirmation, with no hidden fluctuations. This effectively reduces risk. Although the current market sentiment in the industry is relatively sluggish, many infrastructure projects are still being built diligently, which is a good sign.