Will stablecoins become the utilities of the next payment era? The outdated banking system really needs a shake-up. Now, with the payment system built by stablecoins + Stripe, we’re no longer limited by banks. Tech + finance will definitely give rise to several hundred-billion-dollar companies, maybe even trillion-dollar ones. On the other hand, AI is also accelerating this process. Smarter and more automated payments are needed, but programmable finance can’t rely on the old banking system—it’s neither feasible nor secure. Only by building on crypto infrastructure can we achieve this. The funds flowing in during the next cycle might exceed our imagination, with narratives even bigger than institutional accumulation or national strategic reserves.