Domestic savings interest rates are ridiculously low. Keeping your money in a bank savings account is basically getting rekt by inflation. According to ICBC's latest RMB deposit rates, the annual interest rate for savings is 0.05%. Meanwhile, this round of OKX Earn offers an annualized return of 4381% on USDT, with a daily rate of about 1.0472%. If you compare that to ICBC savings: Days = 365 × ln(1.010472) / ln(1.0005) That's 7607 days, or 20 years. Why isn’t crypto allowed in the country? Because the "retail investors" are considered state-owned assets. No lies detected. #Crypto #USDT #OKX #Finance