Crypto isn’t that complicated, it’s as simple and straightforward as the BTC whitepaper. Simplicity has strong vitality, while artificial complexity is exactly anti-Crypto behavior. Defi is good, but it’s not Crypto; the more complex it gets, the more centralized it becomes, the further it strays from Crypto, and the less secure it is. If the best Crypto investment is BTC, then the best investment action is to store your coins in a self-managed cold wallet rather than in various protocols.