[YCombinator Partner: Crypto Infrastructure Has Matured, Highly Interested in Stablecoins, Tokenization, and Agents] BlockBeats News, September 24 – In the latest YCombinator video conversation, partner Harjeet Taggar stated that the maturity of crypto infrastructure has ushered the industry into the FinTech 3.0 era. With the emergence of low-cost blockchains, the widespread adoption of globally universal stablecoins, the promotion of user-friendly wallets, and the increasing acceptance by consumers, the infrastructure is now fully developed. The 3.0 era will focus on building an entirely new financial system through code. In this system, payments can be settled instantly, anytime, anywhere, operating 24/7 without interruption. In this system, users will store assets in digital wallets, fully controlled and managed by themselves, without relying on banks.