The benefits of stablecoins are that they avoid the high transaction fees and T+15 settlement cycle of cross-border payments, rather than being decentralized. I hope that those who are interested in encryption will not have a bad mind and think about what needs they meet from the perspective of the product. I remember when I first came to Twitter in 2022, I said that everything encrypted has been counterfeited on web2, and the only thing that has not been counterfeited is cross-border payments because Swift is too difficult to use.