On the eve of the New Year, bidding farewell to the old and welcoming the new. At this moment of transition, we are pleased to share the "Top 10 Blockchain Industry Trends for 2026," jointly produced by the SNZ Holding research team and the Nanyang Technological University Center for Computational Finance and Technology (NTU-CCTF) — now officially released! (Read the full report)

Looking back from the beginning of 2026, Web3 is undergoing a profound transformation: moving from early speculative experiments to verifiable financial infrastructure. Stablecoins are no longer just a unit of account in the crypto market, but are being widely discussed as a settlement layer for global payments; RWA assets have moved beyond pilot phases, becoming composable financial tools in DeFi; technologies such as smart accounts, intent execution, and zero-knowledge proofs are bringing on-chain interactions into the expected trajectory of mainstream user experiences.

Based on a systematic examination of technological advances, market dynamics, and cutting-edge academic research, we have distilled the top ten trends to watch for in 2026 in this report:

1. On-chain government bonds and cash management: RWA moves from concept to product

2. Stablecoins: The new focus of global payments in 2026

3. The era of smart accounts: Returning on-chain interactions to everyday user experiences

4. From "manually constructed transactions" to "goal-based execution + backend bidding"

5. Zero-knowledge proofs: From privacy features to the infrastructure of verifiable computation

6. Privacy and compliance: From trade-offs to verifiable engineering balance

7. Shared security and re-staking: Redefining the security budget as a tradable economic resource

8. DePIN networks: From incentive-driven narratives to verifiable engineering

9. Decentralized AI: From narrative hype to engineering practice

10. Token governance: From voting procedures back to institutionalized design of rights and responsibilities

This report gathers insights from SNZ Holding in the Web3 field and academic research from NTU-CCTF, aiming to provide a forward-looking and practical reference guide for industry builders, researchers, and decision-makers.

We welcome you to download, read, and share, and we look forward to witnessing the realization and evolution of these trends together in 2026! Happy New Year's Eve, and a prosperous New Year!

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