Growing optimism surrounds the XRP legal saga as a legal expert clarified that fears of prolonged delays in the U.S. Securities and Exchange Commission (SEC) v. Ripple Labs over XRP are largely unfounded and unlikely to materialize. Lawyer Bill Morgan addressed recent social media discussions on June 22 after a user stated on X that the legal dispute between the securities watchdog and Ripple over XRP could extend into late 2026.

Morgan outlined why such projections do not align with the current legal trajectory, stating:

This is not on the cards unless Judge Torres rules against the latest joint motion and rather than make the common sense decision to live with the summary judgement decision and the current penalty and permanent injunction, the settlement process breaks down completely and both parties run their appeals. An improbable outcome.

Ripple and the SEC currently await District Judge Analisa Torres’ decision on their revised joint motion to settle the XRP lawsuit. The updated filing, submitted on June 12, seeks to reduce Ripple’s civil penalty from $125 million to $50 million and lift the injunction on institutional XRP sales, citing “exceptional circumstances” under Rule 60(b)(6) to correct procedural errors from their initial attempt in May. If the motion is denied, both parties may proceed with their respective appeals, potentially prolonging the case.

The legal expert highlighted that unless an unexpected judicial rejection of the latest motion occurs, the prospect of extended appeals is remote, reinforcing confidence in a more efficient resolution. The Ripple v. SEC case, ongoing since 2020, centers on whether Ripple’s sale of XRP tokens constitutes an unregistered securities offering.

Many in the crypto community see the developments as a step toward regulatory clarity for XRP. The market remains attentive, with growing confidence in Ripple’s strengthening position. Ripple CEO Brad Garlinghouse projects that XRP could capture 14% of SWIFT’s global cross-border payment volume within five years, highlighting the cryptocurrency’s role in liquidity over messaging.

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