Original Title: "Why is BlackRock Fully Investing in Tokenization and Claiming that Tokenization is Democratization?"
Original Author: Yekai (WeChat/Twitter: YekaiMeta)
We may not yet realize that the investment methods in our hands are about to become obsolete. Why? Because the high barriers of traditional financial markets are limiting our investment potential. However, BlackRock is initiating a financial revolution, and the core of this revolution is asset tokenization.
Do you feel that assets are difficult to move freely, investment channels are limited, and you are restricted by the high barriers and opacity of the traditional financial system? The asset tokenization that BlackRock focuses on can help you solve these problems, providing you with unprecedented investment freedom through technological innovation.
Why is BlackRock Betting on Asset Tokenization?
1. BlackRock's Asset Tokenization Strategy
BlackRock is fully investing in the field of asset tokenization, not just because of the trend, but due to its clear strategic vision. CEO Larry Fink publicly and strongly supports tokenization, emphasizing that it will profoundly change the infrastructure of the financial world. As part of its strategic layout, BlackRock is actively investing in leading blockchain infrastructure companies like Coinbase, solidifying its foundation in the digital asset space.
In terms of financial products, BlackRock has already launched a Bitcoin spot ETF and is actively promoting the tokenization of money market funds (BUIDL). In addition, it has been actively exploring the field of U.S. stock tokenization and plans to launch its own stablecoin, USDB, further consolidating its leading position in the digital finance sector. BlackRock consistently emphasizes the comprehensive integration of cryptocurrencies into the traditional financial management system, with a clear vision aimed at achieving full tokenization of asset issuance, trading, and management.
BlackRock's asset tokenization strategy embodies three core characteristics:
Infrastructure Reconstruction: BlackRock invests in blockchain infrastructure and seamlessly connects traditional asset management with real-time management of on-chain assets through the launch of institutional-grade crypto asset custody services in collaboration with Coinbase.
Global Compliance Layout: BlackRock has obtained crypto asset licenses in relevant regions such as Europe and is collaborating with sovereign wealth funds in the Middle East to build private investment platforms, creating a global compliance network to ensure the legality and global circulation of asset tokenization.
Scenario-based Innovative Products: By tokenizing traditional high-barrier private assets (such as government bonds, funds, infrastructure, etc.) into more easily tradable digital tokens, BlackRock aims to reach a vast retail and pension account market, achieving true investment democratization.
2. Larry Fink's 2025 Annual Letter to Investors
BlackRock CEO Larry Fink clearly stated that asset tokenization is the most disruptive financial innovation since the birth of ETFs. Larry stated, "Tokenization is democratization." He emphasized that tokenization can achieve instant on-chain settlement of stocks, bonds, and real estate, completely solving the capital freeze problem caused by the slow settlement of traditional finance, allowing capital to flow seamlessly 24/7.
More importantly, Larry pointed out that asset tokenization can build a more inclusive financial ecosystem, allowing ordinary investors to participate in high-value investment areas that were previously exclusive to institutions. At the same time, smart contract technology will enhance governance transparency. Larry called for the establishment of an efficient global digital identity system to unlock trillions of dollars in potential markets.
From other content in this letter, it is not difficult to see that BlackRock's understanding and strategic intent regarding tokenization are very clear; it is all about tokenization and asset redistribution.
3. Strategic Layout from Institutional Hegemony to Retail Democratization
As a giant asset management firm managing over $10 trillion in assets, BlackRock has historically held a dominant position in the institutional market. However, it now hopes to achieve a strategic transformation through tokenization technology, becoming a leader in the global retail market. Starting with the hundreds of billions of dollars in Bitcoin spot ETFs, to the billions in money market fund tokenization BUIDL, and collaborating with multiple DeFi platforms, while actively promoting U.S. stock tokenization and planning at least a trillion-dollar stablecoin USDB based on asset management product pledges. All of this represents a clear roadmap and firm strategic goals.
Through asset tokenization, BlackRock can democratize institutional market assets, allowing retail investors to directly participate in markets that were previously monopolized by institutions. The statement "Tokenization is democratization" is essentially an important strategy for BlackRock to attract retail investors. Additionally, the launch of the digital identity system and stablecoin USDB further demonstrates BlackRock's ambition to fundamentally change the global investment landscape.
4. The Revolution of RWA and AI
The core technological innovation of Real World Asset (RWA) tokenization is fundamentally different from the revolutionary Web 3.0; it is capable of upgrading traditional financial markets and financial assets without the recklessness of Web 3.0. This Web 2.5 state precisely meets and drives the establishment of new production relationships:
1. Reconstruction of Production Relationships: The essence of RWA is the digital asset redistribution of production relationships, further achieving full automation of the issuance, pricing, and trading of real-world assets through AI technology. For example, forming a distributed underlying asset pool through DePIN and AI technology, with smart contracts generating instant risk ratings, replacing traditional manual due diligence and significantly improving efficiency.
2. Decentralized Infrastructure: The Depin network connects global green electricity and computing power, as well as all people, devices, and physical assets through AI agents, with processing capabilities far exceeding traditional SWIFT systems, achieving instant settlement of high-frequency trading.
3. Closed-loop Liquidity Ecosystem: By integrating the entire process of asset tokenization through AI agents, quickly switching between decentralized exchanges (DEX) and centralized exchanges (CEX), achieving around-the-clock asset liquidity, and directly reaching retail users.
Traditional financial institutions represented by BlackRock, which are keen on innovation, are like a waking aristocratic family in the RWA power game, intending to incorporate RWA technology into their ecosystem through deep accumulation and vast assets and resources. Future competition will revolve around digital identity standards, asset tokenization standards, and on-chain data sovereignty.
RWA: The Inevitable Trend of the Next Generation Digital Financial Market System
BlackRock represents the rule-makers in asset tokenization, committed to consolidating the existing financial order through technological upgrades. However, there are also many underlying technology innovators attempting to completely reconstruct financial infrastructure through disruptive technological innovations. In the RWA power game, there will be both aristocratic family forces turning their guns around and grassroots rebels; these two will intertwine, driving RWA to spiral upward.
In the future, the development of asset tokenization will present a dual-track competitive landscape of "traditional financial institutions dominating the compliance ecosystem, and technology innovation companies controlling the underlying infrastructure." This financial revolution driven by technology and capital will determine the power structure of global financial markets in the next decade.
Conclusion: Investment democratization/inclusiveness is just around the corner. Are you ready? BlackRock's asset tokenization strategy is providing you with a gateway to global investment opportunities; do not miss the wave of this investment revolution. Take action to make your investments freer and more promising!
ARAW Always RWA Always Win!
In 2025, the RWA market will quickly find its place in the wild growth. WeChat cannot answer questions one by one; friends who wish to understand RWA and hope to start RWA projects are welcome to scan the code to join the group or add WeChat YekaiMeta to apply for participation in the RWA course discussion group.
This article is from a submission and does not represent the views of BlockBeats.
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